Keeping your core investment portfolio fully invested for the long-term is one of the most important recommendations that we make.
But we also recognize that you may have liquidity needs from time to time, whether planned or unplanned.
Rather than selling any existing investments to meet such needs, you might consider entering into a margin and securities backed finance (MSBF) loan.
With $25.3 billion of liquidity provided globally, our MSBF program enables borrowing at competitive rates using a broad range of financial assets as collateral.
These include cash and cash equivalents, equities and bonds, exchange traded REIT shares, mutual funds and ETFs, Citi-distributed structured notes, and hedge funds.
An MSBF loan allows you to keep your investment strategy intact, potentially deferring taxes, retaining dividends, and preserving other benefits of ownership.