We know that the strategic and financial requirements of your business are often intertwined with your personal liquidity needs and other goals.
In addition to personal banking, we offer consultative advice to help streamline your business’s day-to-day operating needs through a broad range of treasury management strategies.
For receivables management, we help accelerate the availability of funds and payment information with ACH collections, remote and mobile check deposit, currency, lockbox and merchant services.
Our liquidity management services help optimize the interest-earning power of idle cash balances, while maintaining liquidity.
Options include a range of deposit accounts: money market accounts, certificates of deposit, sweep accounts, zero balance accounts and time deposit products.
We can help you integrate electronic solutions, such as ACH originations, batch wires, and swift messaging to control your business’ payable operations, improve its working capital balances, and increase efficiency. Our foreign exchange advisory can also help manage cross-border payments.
Our dedicated treasury management specialists consult with businesses on optimal treasury management structures, helping to streamline their payables, receivables and liquidity management, and mitigate fraud.
Businesses may consider electronic or automated payment methods for speed and efficiency benefits.
Employee training and anti-fraud services and controls from your bank provider are essential to preventing and mitigating fraud.
A relationship review with your bank partner helps review treasury goals and the services you are receiving. These reviews should occur annually, and whenever a significant event occurs.
Meet our people
Meet our wealth expert
Michael leads a team of sales professionals across the Americas who consult with ultra high net worth and high net worth individuals, as well as key business segments, including private equity, real estate, law firms, family offices and sports, to understand their liquidity and treasury management needs and deliver appropriate solutions.
Michael joined Citi in 2002 and has over 16 years of banking and treasury management experience working with corporate, commercial and middle market companies.
Prior to joining Citi Private Bank in 2007, Michael was an Assistant Vice President in the Commercial Business Group at Citi, as a part of the treasury management sales division. Earlier in his career, Michael worked in Citi’s Treasury and Trade Solutions business as an Implementation Manager.
Michael holds a Bachelor’s degree in Finance and a minor in Economics from the University of Delaware and a Master of Business Administration from Baruch’s Zicklin School of Business. He earned his Certified Treasury Professional credentials in 2008 and is a member of the Association for Financial Professionals (AFP).
Meet our wealth expert
Murtuza leads a team of mortgage, banking, custody and private asset lending professionals, who work with clients in North America and Latin America to address their financing, liquidity, safeguarding, portfolio administration, and risk mitigation needs.
Murtuza has over 15 years of private banking and margin lending experience. Previously, he was the Global Head of Margin and Securities Backed Lending at Citi Private Bank. Earlier in his career, he was a member of the Private Bank Investment Finance team for nine years, based in Asia.
Murtuza holds an MBA in finance and the Chartered Financial Analyst and Financial Risk Manager designations.
See more of the insights we offer you by exploring our brochures.
Treasury management for Real Estate Entrepreneurs
At Citi Private Bank, we understand the challenges of today’s commercial real estate landscape.
Treasury Management Solutions for Law Firms
We bring the best of Citi to you, leveraging our extensive global network and resources to provide comprehensive strategies.
Treasury management for Private Equity Firms
We partner with you to identify challenges and structure customized strategies to help achieve greater operating control.
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