Home financing

Jeff leads a team of 47 mortgage specialists and loan officers who  structure loans for clients across the region.

In his 30-year career with Citi, he has held a variety of roles, including Mortgage Director for Citibank North America, in which he led and grew a 500-person mortgage sales team. Jeff also served as Chief Administrative Officer for Citibank North America National branches, and as area director for all downtown Manhattan retail branches for 5 years. He started his career with CitiMortgage as a mortgage consultant.

Jeff has a bachelor’s degree in marketing from the University of Scranton and an MBA from Adelphi University.

Tracy is responsible for our Residential Real Estate offering across the region, originating and structuring client solutions. She is a Senior Credit Officer for the Private Bank.

Previously, Tracy was a Regional Senior Credit Officer, working with Citi’s Consumer Risk team in London, covering residential mortgages across Western Europe, Eastern Europe and Middle East.

She joined Citi in 1999 as a Credit Risk Manager in Consumer Finance UK, with portfolio management responsibility for residential mortgages and personal loans for the UK.

Tracy holds an MBA, is a Chartered Manager, Certified Mortgage Arranger and is an Associate of the Chartered Institute of Credit Management.