Financial planning

We therefore produce a net worth statement, giving you a comprehensive understanding of your current situation.

This statement can subsequently help us to determine realistic financial goals and aid in monitoring your progress towards them.

It can also give an estimate of your retirement income and the potential inheritance for your heirs, as well as reducing the impact of any unexpected events.

Even the wealthiest investors can thus experience mismatches between their available liquidity and their requirements.

We offer a cash flow plan for you and your family, which provides detailed analyses of income and expenses.

Such a plan can help determine ability to maintain current lifestyle in retirement, accommodate large expenses or unexpected events, such as medical or long-term care expenses, evaluate wealth transfer and gifting capacity, and plan for survivorship income and expenses.

Your cash flow plan is revisited periodically to address changes in goals and can include corporate benefits modeling, such as pensions, deferred compensation, and restricted stock/options.

We can work with your independent advisors to help develop an estate plan that reflects your objectives and maximizes the wealth that passes to your heirs and chosen causes.

Such a plan can also help enhance confidentiality and potentially minimize taxes.

In partnership with external specialists, we can enable the delivery of integrated insurance solutions to address a wide variety of wealth transfer concerns.

These include arranging for equitable distribution of illiquid assets like fine art or real estate, establishing a charitable legacy, planning for business succession and liquidity provision for taxes and debt.