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We enable qualified clients to borrow at competitive rates against investments including equities, cash and equivalents, bonds, and mutual funds.
The funds raised can be used for a variety of purposes, such as achieving liquidity, real estate purchases and business investment.
Margin and securities-backed finance (MSBF) loans can help make even more efficient use of your portfolio.
Qualified clients can enter into an MSBF loan while keeping their existing investment strategy in place.
This can potentially allow the deferral of taxes, retention of dividends and the preservation of ownership benefits.
Our experts specialize in helping to meet unique needs based on specific circumstances.
We are able to lend against large concentrated positions within securities, hedge fund investments, exchange traded funds, other structured notes, derivatives, restricted stock and operating company interests.
The global nature of our business enables us to lend against assets owned in other jurisdictions.
For example, we may lend against securities held in Singapore to finance the purchase of a residential property in London.
Our specialists around the world work together as one team to help achieve cross-border solutions.
The risk of loss in financing a transaction by deposit of collateral is significant. You may sustain losses in excess of your cash and any other assets deposited as collateral with the lender or the lender's agent. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop-limit" orders. You may be called upon at short notice to make additional margin deposits or interest payments. If the required margin deposits or interest payments are not made within the prescribed time, your collateral may be liquidated without your consent. Moreover, you will remain liable for any resulting deficit in your account and interest charged on your account. You should therefore carefully consider whether such a financing arrangement is suitable in light of your own financial position and investment objectives. You are not entitled to choose which securities or other assets in your account(s) are liquidated or sold to meet a margin call. The firm can increase its margin requirements at any time and is not required to provide you advance written notice. You are not entitled to an extension of time on a margin call. Citi has the right to demand repayment of a demand facility at any time, for any reason or no reason. All credit products are subject to credit approval.