As of 15 May 2026
Information on this page is to be read in conjunction with fees and charges applicable to your accounts with the following entities:
- Citibank N.A., London Branch
- Citibank N.A., Jersey Branch
- Citibank N.A., Swiss Branches
- Citibank Europe PLC, UK Branch
- Citibank Europe PLC, Luxembourg Branch
- Citibank (Switzerland) AG
Fees and rates listed are subject to change. We reserve the right to change interest rates or to discontinue paying interest at any time at our sole discretion.
Fees
Where your account is held in a currency that is different to the fees illustrated below, we will apply a fee to your account that is the equivalent (in the currency of your account) of the fees set out below and calculated based on the prevailing exchange rate.
1. GENERAL BANKING
Account Maintenance Fee
If the yearly average value of assets under management held in an account with us is below USD 500,000 (or an equivalent amount in other currency(ies)) an annual fee of USD 5,000 may be charged.
If necessary, we shall be entitled, immediately and without prior notice to you, to sell or realize value from any investments held in the relevant account as we deem appropriate and apply all or any part of the proceeds to paying outstanding account maintenance fees.
2. SERVICE AND TRANSACTION FEES
Transaction Fees
Please note that all incoming or outgoing payments, external and within Citi, may be subject to remittance fees charged by intermediary or recipient banks.
| Payment Fee | Jersey | Luxembourg | Switzerland | London |
|---|---|---|---|---|
| External Funds Transfer — Bank Assisted | USD 30 | GBP 20 | CHF 35 | GBP 20 |
| External Funds Transfer — CitiDirect & SWIFT | USD 15 | GBP 10 | CHF 15 | GBP 10 |
| External Funds Transfer — InView | No charge | No charge | No charge | No charge |
| Citi to Citi Funds Transfer | No charge | No charge | No charge | No charge |
Service Fees
Unauthorised Overdraft: 3% over Citibank’s published base rate (available on Citi Private Bank website)
Time Deposit and Fiduciary Placement Amendments: USD 250 plus any funding costs incurred by Citi Private Bank
CitiDirect: USD 500 per month plus USD 50 per user per month
Safe Deposit Box:
| Type | Size in cm | Yearly Fee |
|---|---|---|
| A | 6.5 x 30.0 x 48.0 | CHF 300 plus VAT |
| B | 10.5 x 30.0 x 48.0 | CHF 375 plus VAT |
| C | 15.5 x 30.0 x 48.0 | CHF 450 plus VAT |
| D | 20.5 x 30.0 x 48.0 | CHF 525 plus VAT |
| E | 29.5 x 30.0 x 48.0 | CHF 600 plus VAT |
| F | 29.5 x 60.0 x 48.0 | CHF 750 plus VAT |
| G | 59.5 x 60.0 x 48.0 | CHF 1,125 plus VAT |
Safe Deposit Box — Hold Keys: Yearly Fee of CHF 200 plus VAT
Safe Deposit Box — Loss of Key(s)/Replacement of Lock: CHF 1900 plus VAT
Fiduciary Placement — Citi branch: 0.01%
Interest rates
Cash Accounts
We will pay interest to clients on deposits in the below currencies. Interest will be calculated on a daily basis in relation to your account balance at the end of that day.
| Currency | Interest rate |
|---|---|
| Pound Sterling (GBP) | 0.40% pa effective 17th February 2026 |
| US Dollar (USD) | 0.30% pa effective 10th February 2026 |
| Euro (EUR) | 0.30% pa |
Clients booked in Citibank (Switzerland) AG and Citibank N.A., Swiss Branches are not paid interest on any deposits in a Cash Account.
Flexible deposits
We will pay interest to clients on Flexible Deposits in the below currencies. Interest will be calculated on a daily basis in relation to your account balance at the end of that day.
| Currency | Interest rate |
|---|---|
| Pound Sterling (GBP) | 2.30% pa effective 5th January 2026 |
| US Dollar (USD) | 2.30% pa effective 29th December 2025 |
| Euro (EUR) | 0.90% pa effective 27th June 2025 |
2 Days' Notice Fiduciary Placement
We will pay interest to clients on 2 Days’ Notice Fiduciary Placements in the below currencies. Interest will be calculated on a daily basis in relation to your account balance at the end of that day.
| Currency | Interest rate |
|---|---|
| Pound Sterling (GBP) | 1.55% pa effective 22nd December 2025 |
| US Dollar (USD) | 2.30% pa effective 15th December 2025 |
| Euro (EUR) | 0.75% pa |
Time Deposits
We currently reference your deposit against the following benchmarks but note that the method of calculating the rate may change over time:
| Currency | Interest rate |
|---|---|
| Pound Sterling (GBP) | SONIA for tenors 3 months and below |
| US Dollar (USD) | SOFR for tenors 3 months and below |
| Euro (EUR) | ESTR for tenors 3 months and below |
For information on these and other currencies or tenors or to discuss a rate please contact your Private Banker.
Fiduciary Placements
We currently reference your deposit against the following benchmarks but note that the method of calculating the rate may change over time:
| Currency | Interest rate |
|---|---|
| Pound Sterling (GBP) | SONIA for tenors 3 months and below |
| US Dollar (USD) | SOFR for tenors 3 months and below |
| Euro (EUR) | ESTR for tenors 3 months and below |
For information on these and other currencies or tenors or to discuss a rate please contact your Private Banker.
Murabaha
Please contact your Private Banker for yield rates.
Guaranteed Money Market Notes
Please contact your Private Banker for interest rates.
Negative Interest Costs
Cash Accounts
We will pass on the negative interest rate costs to clients on deposits in the below currencies. This cost will be calculated on a daily basis in relation to your account balance at the end of that day.
No currencies with negative interest cost at this time.
Time Deposits
Please contact your Private Banker for details of any negative interest rate costs.
Fiduciary Placements
Please contact your Private Banker for details of any negative interest rate costs.
