By using this Web Site, you agree to certain Terms & Conditions, which Citibank N.A. may modify at any time. Please read these terms and conditions carefully. By accessing this Web Site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this Site, or any pages thereof.

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The information in this Web Site is descriptive of the operations of Citi Private Bank as a whole and the services, securities and financial instruments described may not be available to or suitable for all clients. Clients may be prohibited in certain states (within the U.S.) or in certain other jurisdictions (outside the U.S.) from purchasing securities or other investments referenced in this Web Site from Citibank, N.A. Please ask your Private Banker for additional details. This Web Site is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or investment which may be referenced herein, except where an offer is explicitly made through the availability of a prospectus on the Web Site. Offers can be made only where lawful under applicable law.

"Citi Private Bank" is a business name used by various members of Citi, including Citibank, N.A. The described products and services are available through Citi Private Bank from these affiliated companies. Not all products and services are provided by all affiliated companies or are available in all locations. In the U.S., securities are offered through, and transactions are executed by, Citigroup Global Markets Inc., member SIPC and an affiliate of Citi.