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Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Citi-GPS-Sustainable-cities

Citi GPS: Sustainable cities

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By Citi GPS,

May 2, 2018Posted InCiti

Some 4 billion people, representing 54% of the global population currently live in cities; the UN expects this to grow by 1 billion by 2030, and 2 billion by 2050, by which time 66% of us will be living in cities. To put that in context, that is one and a half extra 'Chinas' or 'Indias', or six extra ‘USAs’ all living in cities over the next 30 years.

Cities may only occupy 2% of our global landmass, but they already consume 75% of all global resources and generate 70% of direct CO2 emissions. These new urban populations will require basic services such as water, energy, sanitation, food, and housing, as well as the 'luxuries' of employment, education, culture, and recreation. What impact will an extra 2 billion people add?

The good news is that trillions of dollars in capital is looking to invest in long-dated, income-generating assets, especially if they are sustainability focused. In our Citi GPS report Infrastructure for Growth, we estimated that global infrastructure spend to 2040 was $58.6 trillion, with the bulk of that urban — but cities are not just about physical infrastructure, they are about people, and hence there is a similarly vast 'social' spending opportunity.

So how do we make it happen? In this report we contrast the vicious and virtuous circles of urban investment, and set out our 'Seven Steps for Sustainable Cities', which examine how cities can make the most of the money which they have, and gain access to greater funding via innovative new financial structures.

To read the report click here.