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Language Notification

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Tom Stott

Thomas D. Stott as of January 2018 is Head of North America Residential Real Estate and Investment Finance for LFG. From 2011-2017, Thomas was the Chief Risk Officer covering Citi Private Bank in North America. He assumed this role in the fall of 2011 and his responsibilities included the oversight of Credit, Investment, Market and Operational Risk. Other responsibilities included establishing risk policies, procedures, portfolio/product program limits, concentrations and approval of large or special transactions. Prior to this role, he was an Investment Counselor and Investments Team Leader for Northern California and Seattle at the Private Bank.

Prior to that, he was Head of North America Investment Finance for Citi Private Bank from 2008-2011. The division had total credit facilities of $35 billion and 225 professionals across the US and Canada. Thomas also oversaw global product programs, including aircraft finance, art finance, commercial real estate and margin finance.

Thomas previously spent 30 years with the Corporate & Investment Bank and the Global Relationship Bank. He held a variety of senior posts, including Senior Risk Manager for the power, energy and chemicals and mining industries.

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