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At Citi Private Bank, we believe in "core" portfolios built upon rigorous research and due diligence, augmented with "opportunistic" investments that seek to capitalize upon market dislocations or negative sentiment.
Raymond Joseph is the Co-Head of Citi Investment Management. In this capacity, Raymond oversees the global teams responsible for approximately $73.2 billion in assets under management and advisement*. Additionally, Ray is a voting member of the Private Bank's Global Investment Committee, which sets tactical asset allocation recommendations for investment solutions on both a discretionary and advisory basis.
Ray joined Citi as the Global Head of Portfolio Solutions at Citi Investment Management where he was responsible for the CIM Portfolio Solutions team worldwide, bringing together CIM's asset allocation, manager selection, portfolio management and portfolio construction processes to deliver core portfolio solutions to Private Bank clients worldwide.
Prior to joining Citi, Ray was a Managing Director and Head of Portfolio Management & Model Solutions at UBS Wealth Management Americas where he oversaw the day-to-day management of the portfolio managers constructing and managing equity, fixed income, liquid alternatives, and multi-asset class discretionary portfolios and models. He was also responsible for the traditional investment strategies manager research team.
Before his role at UBS, Ray was a Vice President and Research Analyst for AllianceBernstein, a global investment management firm. He was responsible for the firm's global investments in financial services and healthcare service companies including stock recommendations for value, core, growth, thematic, long/short, and market neutral portfolios.
Prior to joining AllianceBernstein, Ray worked ten years as an Equity Analyst and Portfolio Manager at Capital Research Company, investment advisor to the American Funds. His previous professional experiences also includes roles at Merrill Lynch and Morgan Stanley.
Ray received his MBA from Harvard Business School and his BA in Government from Harvard College.
*As of December 31, 2018