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At Citi Private Bank, we believe in "core" portfolios built upon rigorous research and due diligence, augmented with "opportunistic" investments that seek to capitalize upon market dislocations or negative sentiment.
Raymond Joseph oversees the investment team responsibile for managing multi-asset class portfolios for high net worth individuals, pensions, endowments, and charitable organizations. He also has responsibility for the traditional investment strategies research and due diligence team. Additionally, Ray is a voting member of the Private Bank's Global Investment Committe, which sets tactical asset allocation recommendations for investment solutions on both a discretionary and advisory basis.
Prior to joining Citi, Ray was a Managing Director and Head of Portfolio Management & Model Solutions at UBS Wealth Management Americas where he oversaw the day-to-day management of the portfolio managers constructing and managing equity, fixed income, liquid alternatives, and multi-asset class discretionary portfolios and models. He was also responsible for the traditional investment strategies manager research team.
Before his role at UBS, Ray was a Vice President and Research Analyst for AllianceBernstein, a global investment management firm. He was responsible for the firm's global investments in financial services and healthcare service companies including stock recommendations for value, core, growth, thematic, long/short, and market neutral portfolios.
Prior to joining AllianceBernstein, Ray worked ten years as an Equity Analyst and Portfolio Manager at Capital Research Company, investment advisor to the American Funds. His previous professional experiences also includes roles at Merrill Lynch and Morgan Stanley.
Ray received his MBA from Harvard Business School and his BA in Government from Harvard College.