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Language Notification

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Citigroup - continually improving

Perspectives

Citigroup continues to improve

Author

By Citi Private Bank,

February 12, 2016Posted InCiti

At the end of the last quarter of 2015, Citigroup’s Common Equity Tier 1 Capital ratio (CET1) was 12.0%, up from 10.6% a year earlier.

Citigroup’s Supplementary Leverage Ratio for the fourth quarter 2015 also improved, up to 7.1% from 5.9% a year earlier.

Reported net income for the fourth quarter of 2015 was $3.3 billion, or $1.02 per diluted share, on revenues of $18.5 billion, compared to $344 million, $0.06 and $17.9 billion respectively a year earlier.

“We have undoubtedly become a simpler, smaller, safer and stronger institution," said Michael Corbat, Chief Executive Officer of Citigroup.

“Overall, we had strong performance during 2015. The $17.1 billion we generated in net income was the highest since 2006, when our company was very different in terms of headcount, footprint, mix of businesses and assets. Over the last three years, we have made substantial progress towards our targets and execution priorities.  We significantly improved our returns both on assets and tangible common equity, as well as our Citicorp efficiency ratio.”

The Private Bank hopes that these results will further demonstrate to our clients the strength of Citi’s business, which provides the firm foundation for us to help them to take advantage of potential opportunities while preserving wealth.

You can read more on Citi’s financial performance here.