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The next generation

Suryadi Wira Sudirman is the founder of an Indonesian retail corporation. His 26-year old daughter feels she is not ready or able to succeed her father.

His banker recommends that Mr Suryadi’s daughter attend our week-long Next Gen program in New York.

At the program, she attends modules including finance and investments, trust and estate planning, entrepreneurship, investment banking and family business dynamics.

She spends time with other heirs from twenty different nations, who are in a similar position and stage of life to her. She decides to stay within the family business, subsequently becoming manager of one of its important units, and remaining in touch with some of the contacts she made at Next Gen.


All persons mentioned on this page are fictional and were created for illustrative purposes only. Any resemblance to real persons is a coincidence and unintended. This scenario is hypothetical and for illustrative purposes only. It does not take into account the investment objectives, risk profile or financial situation of any particular person, and as such, strategies may not be suitable for all investors. Nothing on this page is intended to be an offer to purchase or sell, or a solicitation of an offer to purchase or sell, any security. No inference should be drawn that any investment product or strategy referred to was actually implemented on behalf of a client, or if it was, that it was successful.

Investments in securities involve risks and may lose value. Investment products are not deposits or other obligations of, or guaranteed by, Citibank, its affiliates or any other depository institution. Investment products are not insured or guaranteed by the US government, the Federal Deposit Insurance Corporation or any other government agency, and may lose value.

The information contained is not intended to be an exhaustive discussion of the strategies or concepts mentioned herein or tax or legal advice. Neither Citigroup nor any of its affiliates provides tax or legal advice. You should obtain advice based on your own individual circumstances from your tax, financial, legal and other advisors about the risks and merits of any strategy before making an investment decision, and only make such decisions on the basis of your own objectives, experience, risk profile and resources.