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Language Notification

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Please be advised that future verbal and written communications from the bank may be in English only. These communications may include, but are not limited to, account agreements, statements and disclosures, changes in terms or fees; or any servicing of your account.

Por favor, tenga en cuenta que es posible que las comunicaciones futuras del banco, ya sean verbales o escritas, sean únicamente en inglés. Estas comunicaciones podrían incluir, entre otras, contratos de cuentas, estados de cuenta y divulgaciones, así como cambios en términos o cargos o cualquier tipo de servicio para su cuenta.

Informamos que as futuras comunicações do banco, verbais e escritas, podem estar disponíveis apenas em inglês. Essas comunicações podem incluir, entre outras, acordos de conta, extratos de conta e divulgações, alterações aos termos ou tarifas, ou qualquer tipo de serviço pertinente à sua conta.

仅此通知,本行即日起发出的口头及书面通信可能将只提供英文版本。这些通信可能包括但不限于账户协议,账单和通知,条款或费用变更;或任何为您账户提供的服务。

Fotini Xydas

Fotini Xydas specializes in 19th to mid-20th Century American and European art, including Impressionist & Modern, and advises clients in these collecting areas. She also evaluates and helps manage Citi’s international art finance portfolio.

Since joining Citi in 2003, Fotini has worked with some of the top collectors in the world, helping them build museum-quality art collections by identifying opportunities and providing comprehensive, objective advice on acquisitions and sales. Prior to her current advisory role, she held collections management and research positions. Fotini began her career at Sotheby’s, where she conducted research for appraisals. Fotini also assisted in curating several exhibitions, including Inheriting Cubism, at the Hollis Taggart Galleries in New York.

Fotini graduated magna cum laude from the University of Pennsylvania with a degree in Art History. She went on to complete graduate work in American and European 19th and 20th Century art at Columbia University, where she earned a master’s degree, and at The Graduate Center of the City University of New York, where she completed all coursework in the Ph.D. program in Art History (MPhil). Fotini has written extensively about the art market since 2009 for Citi’s State of the Art MarketArt FocusGlobal Perspectives & Solutions and Wealth Advisory series, and also been quoted by BloombergArtnet and Financial Times publications.

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